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Financial Capability Lesson Plan 4 - Borrowing Money

Money is a product like anything else. If we need food, we go to the supermarket to buy vegetables or meat. A farmer produces it, but has to buy land, buildings, staff, seed, etc, and has to make a profit. If you want some money, you usually go to a bank to ‘buy’ some. The cost of ‘selling’ money is equivalent to the cost of selling fruit; the bank needs buildings, staff, equipment – and it needs to make a profit.
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